Car Insurance Online fast : How to check the status of a car insurance policy online
Keeping your car insurance status checked online is very important because you must renew it on time to avoid any problems later. In India, owners must purchase at least a third-party liability insurance policy to drive the vehicle anywhere in the country. A comprehensive insurance policy is better because it covers your third-party liability and personal damages. However, the Internet has made life easier in many ways. Moreover, insurance companies have enhanced their digital presence to provide better customer service. This article will discuss how you can check your vehicle insurance status online.
Where can I check my car insurance status online?
You need to know the status of the car insurance policy for two reasons: to check the renewal history and to track the history of car accidents. Before going online to check the status, keep the vehicle registration number, address, mobile phone number, accident location, and accident date ready with you. After that, you can visit the following:
1: The Insurance Information Bureau web portal
Once you will fill in the required details like your name, address, email address, mobile phone number, and vehicle registration number, you can check your vehicle insurance policy details. It will also possible to check the status of the car insurance online fast policy by filling in your car’s engine number and chassis.
Guidelines to follow when using the Insurance Information Bureau (IIB) portal:
Enter your vehicle registration number without any spaces or special characters. It takes about two months for the policy details to be uploaded to the IIB database and updated on the portal. If you try to do the online car insurance check during this period, you will not be able to find any type of details. The IIB portal allows you only three attempts to verify your insurance policy details using an email address or mobile phone number. Besides, the portal only displays the information related to vehicles purchased on or after April 1, 2020.
2: Vahan e-services
If the IIB portal does not display the insurance information related to your vehicle, you can visit the VAHAN e-Services website. Then after accessing the site, click/tap on the “Know Your Vehicle Details” button in the menu bar at the top. Next, enter your vehicle registration number and then click/tap the “Search Vehicle” button. The expiration date of your car insurance details will be also displayed on the screen.
You will also visit the official websites of either the Regional Transportation Office (RTO) or the state Transportation Department to check your auto insurance status and find out the group online.
3: Insurance provider’s website
Another option for taking a car insurance check online is to visit your insurance provider’s website. All insurance companies record the insurance policies they sell to their customers. Different insurance companies may ask for further details, but in general, they each request a vehicle registration number.
Digitization has made it easier for vehicle owners to have information regarding the condition of their vehicles available at their fingertips. In addition, everything can be managed online by getting quotes, comparing different insurance plans, calculating the premium, purchasing the right car insurance policy, and checking the status. This ensures a hassle-free customer experience. Moreover, it is becoming increasingly more accessible for customers to purchase cost-effective insurance policies and renew them before their expiration date.
Frequently Asked Questions
Q1. What are the different components of my car registration number?
Your vehicle registration number contains vital information as the detailed below:
The first two alphabets always represent the state/union territory where the vehicle is registered.
The following number represents the respective RTO where the registration took place.
The four-digit number that you follows the RTO code is your vehicle’s unique identification number. The unique identifier is in the range of 0001 to the 9999. The alphabets are added before the number when more vehicles need to be registered.
2: How can we check the status of the car insurance online fast ?
You can check the status of the car insurance policy online in the three different ways. 1st option is to visit the IIB portal, the 2 option is to visit the VAHAN website, and the third option is to visit the website of the insurance provider you purchased the policy from.
3: I bought a new car in January 2021. Can I find out the policy status on the IIB website?
No, that is not possible. This is because only the information regarding policies purchased on or before April 1, 2020, is available on the IIB portal.
4: Is it possible to check the insurance status of my car without an internet connection?
Yes, this is possible. To find out the status of your car insurance policy offline, you must visit the RTO where your car is registered and provide the registration number. Alternatively, you can contact your insurance provider.